1. Don't go shopping.
If you don't go, you
won't spend money.
Sure, if you really need something go to the store and
buy it.
But don't just look around with the
intent to spend money.
You surely will!
2. Live within your means.
What's
this you ask?
It means to buy only what can prudently afford.
Avoid debt unless you have the
assurance of paying it off promptly with something left over.
3. Take care of what you have.
This is obvious when it comes
to our bodies or our
health.
But extend the principle.
Change your oil, clean your tools, dust the refrigerator
coils, and extend the working life of all your possessions.
4. Wear it out.
We often throw things
out before they wear out.
Use things a little longer and save money.
Also, when you discard something, salvage those parts
you may reasonably expect to use someday.
5. Do it yourself.
Can
you tune your car, fix a leak, do your taxes,
sew a dress, cook your meals?
Then you won't have to pay someone else.
Don't know how?
Then learn how, even if it means looking in a book!
6. Anticipate your needs.
Know what
your reasonable future needs will be and plan for it.
Stay abreast of prices and discounts, be it cars or toilet
paper.
Then buy when you know you're saving money.
7. Research value, quality, and durability.
Don't buy the cheapest junk,
just because its cheap.
It won't last.
Also, buy items with multiple uses.
Can a versatile kitchen appliance do the work of three?
You get the idea.
8. Get it for less.
Bargain hunt!
When you lnow what you want, can you eliminate the middleman
by mail order?
Buy from discount stores, and compare prices by phone
or internet.
You may even be able to offer less than the posted price,
even at retail stores.
9. Buy it used.
Don't automatically reject
someone else's
discards.
Used furniture, thrift stores, flea markets
might just have that one special item your looking for,
at low, low prices.
