Who will I be dealing with?
You may deal directly with Steven Louie, our finance
expert. He has the experience and the expertise
to assist you with your financing needs. This page has been provided so that most of your questions can be answered quickly and easily online. If your question is not answered on this page, you can always contact him and get
your question answered through email, over the phone,
or in person.
Our goal is to help you get the car and the credit
that you deserve! Apply today and take your first step towards the purchase of
a new or previously owned vehicle from our huge inventory.
What kind of cars do you have?
We offer both new and pre-owned cars, trucks, vans,
and sport utilities. We have a huge inventory
of vehicles to choose from.
How much do I qualify for?
Everyone has a unique and different situation.
Most financial institutions are lending based on
job time, income, and credit history. We can let you know exactly what we can do once we have reviewed your situation.
How do I know if I am approved to buy a vehicle?
When you Apply for credit with us, you will receive
your approval status with detailed instructions
and all you need to do is make an appointment to take delivery of your next vehicle.
How much of a down payment will I need?
Down payments can vary from zero down to as much as
you want to put towards your purchase of a vehicle.
The more you put down, the lower your monthly payments will be. Once we have reviewed your Application, we can let you know if your lender has a minimum down payment requirement or not.
Can I trade in my present car and us it towards
my down payment?
YES. If you own your car and have the title
to it, you may use it towards your down payment.
Financed vehicles may be traded in as well; however, you may or may not have equity in your trade.
Who will be financing me?
We have many banks, credit unions, and finance companies
available. There is a lender for just about
every situation.
Can I lease a vehicle instead of purchasing
it?
YES. As long as you qualify for our lease program,
your may lease a vehicle.
When can I visit your establishment?
We are available seven days a week. Just make
an appointment and take delivery of your next vehicle.
We are looking forward to meeting you.
What will I need to bring with me for my appointment?
We have provided a Checklist which includes all of the items that you will need in order to drive home in one of our vehicles. Each lender has different requirements but if you bring all of the items listed on the Checklist, you will be well prepared for any of them. (NOTE: Not all of the items are required by all lenders. You may
only be required to provide a valid license and
insurance.)
All Financing is on approval of credit.
©
2007 SpFinance
