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Are you looking for an affordable health insurance plan that is right for
you and your family, and one that you can actually afford?
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We can help you decide on the kind of Health
Insurance and/or Fee-For-Service Programs that will assure that you and your family are protected.
* Traditional Health Insurance
An insurance plan that has higher premiums with a lower deductible,
copays for doctor visits and prescriptions, coinsurance, an annual or lifetime maximum, and has no network of providers that
you must use. This type of health insurance focuses on health repair.
* PPO - Preferred Provider Organization
An
insurance plan that has reasonable premiums with a lower deductible, copays for doctor visits and prescriptions, coinsurance,
an annual or lifetime maximum, and a network of providers you must use in order to guarantee the savings. This type
of health insurance focuses on health repair.
* HMO - Health Maintenance Organization
An
insurance plan that has reasonable premiums, a lower deductible, copays for doctor visits and prescriptions, an annual or
lifetime maximum and a specific primary care physician you must use for all general health care and referrals. This
type of insurance focuses on health maintenance.
* High Deductible Major Medical
An
insurance plan that has lower premiums with a higher deductible, no copays for doctor visits and prescriptions,
coinsurance may vary per plan, an annual or lifetime maximum, and you may choose whether or not to use the company's network
of providers. This type of health insurance focuses on emergency and intensive health repair and can be combined
with a Health Savings Account to actualize more savings.
* HSA - Health Savings Account
A High Deductible insurance plan that has lower premiums with a
higher deductible, no copays for doctor visits and prescriptions, coinsurance may vary per plan, an annual or lifetime maximum,
and you may choose whether or not to use the company's network of providers. This type of health insurance focuses
on emergency and intensive health repair and is combined with a Health Savings Account where you may deposit funds up
to your deductible limit, tax free, and use such funds to pay medical expenses (see FAQs for a list of qualifying uses) to
actualize more savings. The amount of funds deposited into your Health Savings Account each year is deducted from your gross
income on your annual income tax filing form 1040.
* PAO - Provider Access Organization [aka: Fee-For-Service Program or Discount Benefits Programs]
This is not an insurance plan. There are no premiums, no deductible, no copays for doctor visits and
prescriptions, no coinsurance, and no annual or lifetime maximum. This type of program has a network of providers
you must use. All providers' fees are reduced and payment is due at the time of service, except in the case of hospitalization
whereas with some programs a Patient Advocate may negotiate the bill withthe hospital and arrange a specific payment plan
for you. This type of program is called CDHC (Consumer Driven Health Care) and focuses on the consumer to make his/her
own decisions about their health care needs.
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It's very important that the type of health insurance you choose reflects your personal living
style and fits within your budget. We can help you choose the coverage that will work best for you.
ANTHEM QUOTE
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GOLDEN RULE
FREE QUOTE
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Affordable Dental Benefits
includes FREE Vision, Prescription,
and Chirpractic benefits package
A fabulous discount program priced right for you at $19.95/month
(individual or household - regardless of age or relationship)!
Enroll today - Use today! Members save 25% to 80% on all Dental procedures, from 20% to 60% on Vision,
and up to 50% or more on Prescription and Chiropractic services. There are NO annual or lifetime limits on visits
or services, NO deductibles, NO claim forms, NO waiting period, ALL dental conditions are covered,
and the membership rate is guaranteed for two years. (This fee-for-service discount program is not supplemental insurance -
it is an affordable alternative to supplemental insurance and covers many services that supplemental insurance may not cover
(such as cosmetic dentistry, laser eye surgery, etc.)
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HEALTH INSURANCE QUOTES:
For more information about obtaining Individual
or Group Health Insurance Quotes from the top insurance carriers in Colorado, please contact Jennifer Sweete, Independent
Insurance Agent, by email at RealityHealthPlans@earthlink.net or Toll Free at 1-800-351-5671. Our mission is to secure
you with the best coverage at the most affordable price! Give us a call and let us do the work for you!
Customizing the Right Coverage for You and Your Family!
INDIVIDUAL
HEALTH INSURANCE PLANS are not as expensive as you think! There are many cost saving PPO and HMO plans available
in this new era of health insurance. Or perhaps a High Deductible health insurance plan combined with a
reputable and affordable supplemental package of fee-for-service benefits along with a fluid
Health Savings Account might be the perfect package for you and your growing family! Let's compare and
save you money! Give us a call Toll Free at 1-800-351-5671 or email RealityHealthPlans@earthlink.net for more details and to schedule a personal appointment to customize the right coverage for you and your family
today.
Customizing the Right Coverage for You and Your Business!
GROUP HEALTH INSURANCE PROGRAMS are evolving with
the times! There are many companies now offering a variety of PPO, HMO and HSA plans to their employees. Perhaps
a High Deductible health insurance plan combined with a reputable and affordable supplemental package
of fee-for-service benefits along with a fluid Health Savings Account might be the perfect
package for you and your growing staff! Let's compare - why not offer the most variety and save
you and your employees money! Give us a call Toll Free at 1-800-351-5671 or email RealityHealthPlans@earthlink.net for more details and to schedule a personal appointment to customize the right coverage for you and your business
today.
Uninsurable?
Explore the Alternatives!
Perhaps you can't get individual or group health insurance for health or financial reasons?
Finally there's a high quality health benefits program that can help you and your family cut the cost of your medical bills
regardless of your medical or financial conditions ...
Complete
Medical, Dental, Vision, Prescription and Chiropractic Benefits Packages - Members
save up to 50% to 80% on Medical services such as doctor visits, lab and other ancillary fees, surgery and hospitalization,
25% to 80% on all Dental procedures, 20% to 60% on Vision, and up to 50% or more on Prescription and Chiropractic services.
There are NO limits on visits or services, NO deductibles, NO claim forms, NO waiting period, ALL medical
conditions are covered, and the membership rate is guaranteed for two years. This fee-for-service
discount program is not insurance - it is an affordable alternative to insurance as well as a complimentary supplement for
many higher deductible insurance plans. This program also covers many services that insurance may not cover (such as
cosmetic surgery, etc.)
This complimentary program is available in all the states
in the USA with the exception of Hawaii and Alaska. This program is not intended to replace existing insurance. Please
visit us at www.RealityHealthBenefits.com to Join as a member today ... or call us Toll Free at 1-800-351-5671
for more information and instant enrollment.
For more information or a free quote, please use the links provided on our website, email us
at RealityHealthPlans@earthlink.net, or :
Call 1-800-351-5671 Today!
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