Loa Lloyd was the only child of Con W. Lloyd and Lottie (Charlotte Jane) Kennan Lloyd. The Lloyds moved from Milwaukee to Ashland,
Wisconsin in 1903, to represent the holdings of the Kennan family of Milwaukee. The Kennans, like other Milwaukee business people,
bought up a great deal of land during Ashland's boom around 1900. Loa was in the eighth grade when they came to Ashland. "We
always walked to school all during four years of high school. My dad never owned a car there, but we did rent a horse and carriage to
take real estate customers out and I used to get to drive it back to Murray's livery stable. On the way, I'd pick up my girl friends and
we'd ride around," Loa recalled.
Edith Dodd, Loa's best friend, said, "My father had his medical offices
in the Masonic Temple, and Con Lloyd's office was two doors down the hall. That was where I first met Loa, and from then on, we two
girls were chums for life. Loa was such a cute little girl, always wore the prettiest dresses, and patent leather pumps -- an innovation
from the city that impressed us small town children."