Because the demand for housing in Westchester County is so great, the pre-approval gives the buyer an advantage when bidding on a home.

The pre-approval is important to sellers since they do not want to accept an offer that is likely to fail because financing could not be obtained.

• Pre-approvals are FREE
• Pre-approvals demonstrates the buyer’s financial strength
• Pre-approvals show that the buyer has the ability to proceed with a purchase
• Pre-approvals are not a final loan commitment
• Pre-approvals DO NOT lower your credit score
• Pre-approvals can be obtained over the phone while you wait