Insurance Products for You

 

 

 

Pat Quart Insurance offers a comprehensive array of services to meet all of your insurance needs:

We offer various lines of coverages; auto, fire, life, IRA's annuity products, commercial and umbrella liability protection. Even flood insurance is available.

We also provide protection for emergency road service, rental reimbursement, death indemnity and disability, auto medical with $500 deductible and 80% - 20% co-payment to help save premium cost.

Do you have a camper shell, travel trailer or a truck or customized van? Coverage is available for all these exposures.

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Home

Auto

Life

Commercial

Home Insurance - Replacement coverage is available on dwelling and contents coverage, additional amounts on separate structures, jewelry coverage. Coverage is available for guns, silver, computers, glass, andfurs. We also offer wind or hail coverage for trees, shrubs and plants. Is childcare liability a concern? This may be added to your homeowners. Are you a renter? We offer waterbed liability.

Auto Insurance - Discounts are available for automatic seat belts, airbags, four wheel anti-lock brakes, 45-49, over age 50, accident free, ages 25-69 with flawless record and three years proof of insurance, good student and non-smoker.

Life Insurance - Here's one way to think about this difficult topic:

SIX REASONS YOU DON'T NEED LIFE INSURANCE

  1. You are never going to die.

  2. You are going to inherit a fortune.

  3. You are going to win the lottery.

  4. Your children are going to support you.

  5. You are never going to retire.

  6. The government will take care of you.

Commercial -This agency offers new packaged insurance coverages specifically designed for small business entrepreneurs in four broad industry categories: service businesses, professional offices, printers and retail businesses. We recognize that small businesses are expected to grow faster than most of the U.S. economy over the next five to ten years and we look forward to meeting small business insurance needs more effectively.

We have implemented the new package to make the insurance decision easier for small business owners. Coverages are tailored for the unique needs of the businesses, with broad optional coverage choices. Specialized needs are met with coverages such as spoilage for good stores, and printer's errors and omissions for printers and copiers.

Examples of business we protect are:

Service Businesses

Photocopying and Duplicating

Dry Cleaners

Barber and Beauty Shops

Shoe Repair

Professional Offices

Dental Laboratories

Real Estate Offices

Accounting Firms

Retail Businesses

Hardware Stores

Bakeries

Florists

Food Stores

We are a major provider of insurance coverages to the Retail/Service industry, focusing our knowledge, superior service and experience with the insurance needs of small business owners and operators.

We are also experienced in addressing the needs of Home Based Businesses, a rapidly growing segment of the American economy. Our company recognizes that doing business at home is not the traditional American way to make a living. At Pat Quart Insurance, we know what you are up against. Contact our business for assistance in your personal and business insurance needs.

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