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Loans:
Check our loan rates. Are you paying high interest on your
loans? We can refinance the loans for you. If you are not sure of your interest rate, give us the amount of the original loan,
payment amount and number of payments. We'll figure out what you may save using our convenient payroll deduction or direct
deposit processes.
* Home Equities: We have fixed rate Home Equity Loans and variable rate
Home Equity Line of Credit for your convenience. Call for our extremely competitive rates and terms.
* Mortgages: Call 1-866-472-4075
toll free for terms and packages available.
* New Auto Loans: (Auto or Motorcycle)
Please call 908-351-7770 for newest rates
* Used Auto Loans: (Auto or Motorcycle)
Please call 908-351-7770 for newest rates. (We give discounts on auto loan
rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
* Share Secured Loans (Pledge Savings against the Loan) 3.90% up to 60 months.
* Personal Loans 36 months - as low as 11.25%*
60
months - as low as 12.25%*
(discounts on loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
* New Boat and Personal Watercraft loans available. Rates are the same as
Auto Loans listed above.*
(discounts on loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
*Note: loan rates stated are for qualified borrowers. Unqualified borrowers will receive a counter offer with slightly
higher rates.
Important Information:
We report information about your account to credit bureaus. Late payments,
missed payments, or other defaults on your account may be reflected in your credit report.
The Elizabeth, NJ Firemen's FCU is
- An Equal Housing Lender
- We do business in accordance with Federal Fair Lending Laws
- Under the Federal Fair Housing Act, it is illegal on the basis of race, color, national origin, religion,
sex, handicap, or family status (having children under the age of 18), to:
- Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling,
or deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions
of such a loan, or in appraising property.
- If you believe that you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington
DC 20410
and to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria
VA 22314-3428
For processing under NCUA regulation
- Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:
- On the basis of race, color, national origin, religion, sex, marital status, or age,
- Because income is from public assistance or
- Because a right was exercised under the Consumer Protection Act
- If you believe that you have been discriminated against, you should send a complaint to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria
VA 22314-3428
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