Elizabeth, NJ Firemen's Federal Credit Union
Services
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Click here to go to itsme247 online banking.

No fee ATM's for members with credit union debit cards!! To find the nearest Surcharge free ATMs (there are over 25,000 of them) go to http://www.co-opfs.org/b2c-homepage.aspx.
Our Locations:  McDonald Restaurants at at 2024 Rtes. 1 & 9 in Rahway, 33 Broad Street in Elizabeth and American Plumbing Supply at 461 Elizabeth Avenue in Elizabeth.They are up and running for your convenience.

We offer a wide range of financial services and are looking to expand our services whenever possible. Here are some of our services and rates:

Loans:

Check our loan rates. Are you paying high interest on your loans? We can refinance the loans for you. If you are not sure of your interest rate, give us the amount of the original loan, payment amount and number of payments. We'll figure out what you may save using our convenient payroll deduction or direct deposit processes.

Home Equities: We have fixed rate Home Equity Loans and variable rate Home Equity Line of Credit for your convenience. Call for our extremely competitive rates and terms.
 
* Mortgages:  Call 1-866-472-4075 toll free for terms and packages available.
 
* New Auto Loans: (Auto or Motorcycle)
       Please call 908-351-7770 for newest rates
* Used Auto Loans: (Auto or Motorcycle)
       Please call 908-351-7770 for newest rates. (We give discounts on auto loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
 
* Share Secured Loans (Pledge Savings against the Loan) 3.90% up to 60 months.
 
* Personal Loans  36 months - as low as 11.25%*
                                   60 months - as low as 12.25%*
(discounts on loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
 
* New Boat and Personal Watercraft loans available. Rates are the same as Auto Loans listed above.*
(discounts on loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
 
*Note: loan rates stated are for qualified borrowers. Unqualified borrowers will receive a counter offer with slightly higher rates.

Important Information:

We report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

The Elizabeth, NJ Firemen's FCU is

  • An Equal Housing Lender
  • We do business in accordance with Federal Fair Lending Laws
  • Under the Federal Fair Housing Act, it is illegal on the basis of race, color, national origin, religion, sex, handicap, or family status (having children under the age of 18), to:
    • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
    • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.
  • If you believe that you have been discriminated against, you should send a complaint to:

    Assistant Secretary for Fair Housing and Equal Opportunity
    Department of Housing and Urban Development
    Washington DC 20410

    and to:

    National Credit Union Administration
    Office of Examination and Insurance
    1775 Duke St
    Alexandria VA 22314-3428

    For processing under NCUA regulation

  • Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:
    • On the basis of race, color, national origin, religion, sex, marital status, or age,
    • Because income is from public assistance or
    • Because a right was exercised under the Consumer Protection Act
  • If you believe that you have been discriminated against, you should send a complaint to:

    National Credit Union Administration
    Office of Examination and Insurance
    1775 Duke St
    Alexandria VA 22314-3428

Shares (Savings):

Please call for our rates. 908-351-7770

Click Here to Order Checks and Accessories

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Our Service Advantage

* No fee ATM's  In addition to our 4 ATMs, we are a member of the Co-op Network. Enjoy no fee ATM usage near you by going to www.co-opnetwork.org and using the ATM Locator feature..

* Low or no fees on services

* Member owned and run

* 71 Years in existence

* Payroll Deduction, Direct Deposit, EFT, mail in (checks or money orders only), Direct Deposit of Recurring Federal Payments, Tax Refunds and walk-in deposit for savings and loan payments


Open M-F 8:00 AM to 12 Noon
Closed last day of each month
Phone: 908-351-7770
Fax: 908-351-5751
Audio Response: 877-442-4636 (24/7)
www.elizabethfiremencu.org

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