Becoming a homeowner can be the first step toward a lifetime of financial independence. Tax deductions and growing your equity (instead of paying a landlord!) are part of it--but it's also a quality of life issue. You have the peace of mind from living in something you own, whether it's a starter home, vacation home or dream home.

Before you start, it's essential to know your purchasing power--which is why American Mortgage Specialists' Approved Homebuyer program is an important first step:

• Guaranteed and complete loan approval before you buy
• Shop with confidence, because you know your payments and price range
• No surprises, hidden fees or disappointments

Our specially trained loan analysts will help you assess the variety of loan options--including rates, terms, advantages and disadvantages--so that you can make the best decision for your individual situation. Find out more about your options by using the navigation buttons to the left