SPIAQuote.com immediate annuities have three basic product groups.
With the baby boomers starting to reach retirement age, a fresh look at the SPIA is timely.  The SPIA comes in various forms.  Following is a list of SPIA payout options available from most companies.

Single Life Guaranteed Income

This option provides a guaranteed income for one persons life. There are several of type of a single life immediate annuities to fit all types of income situations.

Joint Life Guaranteed Income

This option provides a guaranteed income on two lives for as long as either joint annuitant is alive. When either annuitant dies, payments continue to the survivor.

Period Certain Guaranteed Income

This option provides a guaranteed income for a specific time period. Specify 5 -50 years and the payment is guaranteed for that time period.

Additional Product Features Available

Money Back Guarantee

"If I die the insurance company keeps my money" This has been a concern of buyers of lifetime annuities. But our G.R.I.P. program solves this concern with the money back guarantee feature.

Inflation Protected C.O.L.A. Income

Two guaranteed ways to help offset future inflation - CPI and C.O.L.A. If you are concerned that the purchasing power of your fixed income payments will decline due to inflation, you might want to consider selecting the Inflation Adjustments option.

 Deferred Start Immediate

Grip SPIA Future Income By Deferring The Start Date, Pick future retirement income, start date & guarantee it today with a deferred start immediate annuity.